How Much Can You Claim From UIF For Maternity Leave

By Klnam Kurt •  Updated: 04/11/24 •  5 min read
UIF

Maternity leave is somehow compulsory for women employees who are pregnant. Once pregnant, the employment act allows you to take maternity leave from your employer. 

One critical aspect for women going on maternity was how they could fend for themselves. The concern was raised among women on maternity leave not earning enough and, as such, may need financial support. 

- ADVERTISEMENT -

This concern created a clear collaboration between the department of labour and the unemployment insurance fund to implement some financial support for women going on maternity aside from the expected salary from the employer. 

The UIF maternity benefits have come to save lives in the long run. They have supported employers who see the need to pay their employees on maternity leave in full.

How much UIF maternity can I claim

The question of claims for maternity leave can be very confusing at times. A lot of women who find themselves in this position may wish to know how much they could benefit from UIF. 

It is an advantage for certain women who go on maternity leave with half a salary and yet can claim UIF. The unemployment insurance fund indicated that women who enjoy a full salary could not claim UIF. 

The whole idea of UIF maternity is to provide support for the people who need it most. Therefore if you are enjoying full salary payment from your employer, UIF does not give you a chance to claim the maternal benefits.  

The unemployment insurance fund is meant to provide short-term relief for individuals who are not earning any income for a particular period of time and includes maternity leave. 

In all these claims from UIF and your employer, the amount you enjoy from UIF can not be 100% of your salary if you are enjoying 50% salary from your employer.

Women on maternity leave can claim up to 66% from UIF, depending on their salary and contribution made. 

However, the average UIF payment ranges from 38% to 60% of your monthly salary. 

For instance, if your salary is R12000 or more, you will receive R155.89 per day, which is about R4677. You are not entitled to receive more than this maximum amount. 

How long does it take for maternity UIF to be approved

The duration for UIF maternity approval factors a lot of things into consideration. UIF may have over 100,000 women preparing for maternity in a particular month. In such cases, pressure will be mounted on all the organisations that regulate the UIF maternity claims. 

There is no discriminative act towards women regarding their UIF maternity approval. These things are systems and must follow the necessary regulations at all times. Each step is critical for the approval of UIF maternity leave, and as such, all documents that may be provided must support the approval of your UIF maternity claim.

- ADVERTISEMENT -

The Unemployment insurance fund averages the UIF maternity approval to be between 3 to 8 weeks. Each week has it on stage where the documents submitted are passed to. 

How many payments do you get from UIF maternity

The payments for UIF maternity are made in such a way that the needed support comes when you are on your maternal leave. Irrespective of the amount or number of times you contributed to UIF, the payments for UIF maternity cuts across all employees going on maternal leave. 

The approved maternity leave is about 4 months; with this, UIF will pay you for the period you are away. Once your approved maternity is 16 weeks by your employer, UIF will pay you every month until your approved days are over. 

What is the maximum UIF claim?

One thing that is worrying is how the maximum UIF payment is claimed. What employees must understand is that the UIF is not a grant giver or an employer. The little number of contributions that UIF receives from employers on behalf of employees are kept until the right moment happens.

Irrespective of the number of years you contributed to UIF, the maximum amount to claim from UIF remains unchanged. These policies are backed by law, and their ultimate goal is to provide short-term relief for individuals who contributed while working.

The maximum UIF claim has been set by the department of labour and this amount is not more than R17,712 per month. No matter the amount you contributed in the past, once you put in your claim to enjoy UIF benefits, you are entitled to a monthly amount of R17712. 

How do I calculate my maternity UIF payout?

Calculating the maternity payout can be very hectic. Once you have contributed to UIF, you may be looking at enjoying all your contributions, but it doesn’t work that way.

The maternity UIF payout is calculated differently. However, your contribution over the past years does not influence what you might earn as the UIF payout.

Now let us give you an ideal calculation of the maternity UIF payout. 

An example of an individual earning R10,000

Daily earnings are calculated as:

R10000 X 12/365 = R 328.8

Leave income 

R8000 X 12/365 = R263

Now the difference in the daily earnings and leave income is paid to you as the contributor.

Which is R328.8 – R263 = R65.8

Once the difference is more than the actual daily benefit, the difference is paid to the contributor. 

- ADVERTISEMENT -

Keep Reading

Benefits of Contributing to UIF

Benefits of Contributing to UIF

Benefits of Contributing to UIF. This article explains how UIF works, its advantages, and everything you may need to know about this fund

What Happens If I Don’t Claim UIF After 12 Months?

What Happens If I Don’t Claim UIF After 12 Months?

This article explores the consequences and procedures associated with not claiming UIF after 12 months

How to Claim UIF After Resigning in South Africa

How to Claim UIF After Resigning in South Africa

This guide will provide a step-by-step process on how to claim UIF after resigning in South Africa

How Do You Check If You Are Registered For UIF?

How Do You Check If You Are Registered For UIF?

In this case, the only way to know the process involved is to check If you are Registered For UIF.

UIF TERS ‘No Declarations Found’ Error Codes

UIF TERS ‘No Declarations Found’ Error Codes

This article will explore more about UIF TERS “no declarations found” error code, what to do about these errors and other related issues. 

UIF Deceased Claims: What Happens to UIF When You Die?

UIF Deceased Claims: What Happens to UIF When You Die?

UIF Deceased Claims: What Happens to UIF When You Die? Here’s everything you need to know about UIF deceased claims.

When to Qualify For UIF When Pregnant

When to Qualify For UIF When Pregnant

In this article, we will look at when one qualifies for UIF when pregnant. How do you claim UIF while pregnant and many more

What Happens When UIF Overpays You?

What Happens When UIF Overpays You?

This article explores the consequences and procedures associated with being overpaid by UIF and more

How Long Does UIF Take to Pay Out For Maternity

How Long Does UIF Take to Pay Out For Maternity

Once you are due for maternity, you can start preparing to claim UIF maternity benefits online or at any department of labour office. 

How To Check UIF Balance Online

How To Check UIF Balance Online

In this blog post, we will provide a step-by-step guide on how to check your UIF balance online and answer other UIF frequently asked questions

How Long Does Maternity UIF Take to Pay Out?

How Long Does Maternity UIF Take to Pay Out?

How Long Does Maternity UIF Take to Pay Out? Here’s what you should know about the UIF maternity benefit.

These Are the Consequences Of Not Paying UIF Contributions

These Are the Consequences Of Not Paying UIF Contributions

In general, we will look at the outcome of not being part of the UIF scheme, the punishment, and the consequences one can go through as well.

What Are the Procedures for Submitting a UIF Claim?

What Are the Procedures for Submitting a UIF Claim?

This article offers a thorough summary of the steps in filing a UIF claim, including information on the necessary paperwork

How to Create UIF Profile

How to Create UIF Profile

To register your employees for UIF, you must have a profile. You can create a UIF profile. Keep on reading to learn how to create UIF profile.

How to Retrieve SARS eFiling Login Details

How to Retrieve SARS eFiling Login Details

If you’ve already registered for eFiling but forgot your login credentials, you can retrieve them fairly easily