How to Apply for UIF After Retirement

By Trev Gami •  Updated: 04/02/24 •  5 min read
UIF

Wondering if you can apply for an unemployment insurance fund (UIF) after retirement? Many people often have questions about what will happen to their UIF money when they retire. The good news is that you can apply for UIF benefits when you retire, but you need to meet certain requirements. This article explains everything you need to know about applying for the unemployment insurance fund (UIF) after retirement. 

Can You Apply for UIF When You Retire?

Yes, you can apply for UIF as soon as you retire. UIF benefits are paid for 12 months, so it is a good idea to start the application process when your retirement date is approaching. You need to apply within six months from the date when your retirement takes effect. This can only be possible when you have sufficient credits on the system to apply for benefits. 

If you retire early, below 60 years, you will not qualify for UIF benefits. According to UIF requirements, early retirement is considered a voluntary resignation from your job. People who leave their jobs voluntarily will forfeit their benefits. Therefore, make sure you reach the appropriate retirement age and submit your application early.   

What Documents Do I Need to Claim UIF?

You need to gather specific documents to lodge a UIF claim. You need to provide six copies of your payslips, ID, and bank statement. You must request the UI-19 form from your employer and make sure they sign and stamp it. Without this document, your application will be declined. 

Other documents, such as the U12-8, U12-10, U12-11, and U12.7 are supplied at the UIF office. You must complete all the relevant sections on each form. You can ask the UIF official at your local branch for assistance. 

How to Apply for UIF After Retirement

To apply for UIF after retirement, you must get the UI-19 form from your employer. Complete the form and make sure your employer signs and stamps it. You also need to get a copy of your ID, bank statement, payslips, U12-8, U12-10, U12-11, and U12.7 forms which are supplied at the UIF.  

When you have gathered all the necessary documents, take them to your nearest department of labour. As per UIF requirements, you should register as a job seeker, but there is no way you can look for another job when you reach the company’s retirement age. All you should avoid is retiring early to qualify for the benefits. 

Therefore, when you submit your application for UIF benefits after retirement, you should ask the official about everything you may want to know. The process is different from other forms of UIF requests where the registered member can seek employment again. You must be patient because the entire process can take time. 

How Does UIF Work When You Retire?

If you are looking forward to retirement when you reach your pension age, you must start preparing how you can make a UIF claim. As long as you have been contributing to the fund during employment, you are entitled to apply for benefits. However, you need to ensure that you have enough credits in the system to qualify for the UIF benefits. 

Retirement comes when you reach the legal age of 60 years or you leave your job due to ill health. If you are forced to go on retirement due to poor health, it means that you cannot work again. To qualify for UIF benefits, your claim must be accompanied by a medical report.

In most cases, your medical practitioner will advise you to retire when you are suffering from a serious illness. This is one of the causes that can make you go on pension at an early age. However, you can apply for UIF benefits if you have all the medical reports and other documentation to support your claim.

When you finally reach retirement age, you will no longer be eligible to continue working. Therefore, you must go home and rest. When you have been contributing 2% to UIF every month, you must focus on how to claim the benefits when you finally retire. All members who contribute to the fund are entitled to claim funds when they go on pension. 

However, the only aspect that will not allow you to claim UIF is when you go on early retirement. You are not eligible to make any claims if you retire below the age of 60 years as stipulated by UIF unless your retirement was caused by ill health. The process of filing a UIF claim can be daunting, so you must be proactive to avoid frustrations. 

One important thing you should know about UIF is that it is not a pension fund. You can only get the money that you have been contributing to UIF during your employment. The payments are spread over twelve months. Once you exhaust your funds, you must not expect to continue getting benefits from UIF. It will no longer be possible to apply for benefits when UIF does not owe you anything. The only option you can consider if you want financial assistance in your retirement is to apply for SASSA grants like the Old Pension grant.

All registered UIF members who contribute every month to the fund are entitled to claim benefits upon reaching retirement age. You must meet all the requirements to qualify for benefits. If you retire below 60 years, you will not be eligible for benefits since this is considered voluntary retirement.      

Keep Reading

How to Complete the UIF Salary Schedule Form

How to Complete the UIF Salary Schedule Form

As part of the process for UIF, there are forms that are available online for claims and other registration. This includes the UIF salary schedule form. 

How to Claim UIF When Retrenched Online

How to Claim UIF When Retrenched Online

How to Claim UIF Online: Step-By-Step Guide

How to Claim UIF Online: Step-By-Step Guide

How to Claim UIF Online. Today's article shall guide readers on how to claim with the UIF online in a step-by-step guide.

What Causes UIF Claims to be Rejected?

What Causes UIF Claims to be Rejected?

Today we will walk you through some of these reasons and how to appeal and take steps to ensure your application is not rejected in the first place.

How To Apply To Claim UIF Illness Benefits

How To Apply To Claim UIF Illness Benefits

In this article, we will take you through how to apply for UIF claims when you have been hit by illness, the amount set for the UIF illness benefits

Reasons Why Your UIF Claim Can Be Rejected

Reasons Why Your UIF Claim Can Be Rejected

In this blog post, we will discuss potential reasons why your UIF claim can be rejected, how to appeal a rejected UIF claim and and more

UIF TERS ‘No Declarations Found’ Error Codes

UIF TERS ‘No Declarations Found’ Error Codes

This article will explore more about UIF TERS “no declarations found” error code, what to do about these errors and other related issues. 

What Does It Mean When UIF Says “Sent to Paymaster”?

What Does It Mean When UIF Says “Sent to Paymaster”?

This article aims to provide a comprehensive explanation of what it means when UIF says "Sent to Paymaster"

How to Apply For UIF In South Africa

How to Apply For UIF In South Africa

Can You Claim UIF If You Are Dismissed?

Can You Claim UIF If You Are Dismissed?

This blog post provides information and tips on claiming UIF benefits if you have been dismissed from your job

How to Check How Much You Have on UIF

How to Check How Much You Have on UIF

Can I check my UIF balance?. In this article, we will be giving insight into how to check how much you have on UIF and payments. 

How To Register As A Job Seeker For UIF

How To Register As A Job Seeker For UIF

Are you looking for a comprehensive guide to help you understand how to register as a job seeker with the Unemployment Insurance Fund (UIF)?

What is the Threshold for UIF in 2024?

What is the Threshold for UIF in 2024?

Calculating that percentage, and understanding the maximum threshold for UIF, can be complicated, so we’ve compiled this handy guide to help you.

How to Claim UIF Dependants Benefits

How to Claim UIF Dependants Benefits

How to Claim UIF Dependants Benefits. The UIF dependants benefits consider many individuals who make claims on behalf of their deceased. 

How to Check UIF Balance via Phone

How to Check UIF Balance via Phone

There are other things we can do with our phones regarding UIF, but today we will learn how to check UIF balance via phone.