Why Does My Credit Card Charge Extra For The Petrol Pump?

By Dave Nyam •  Updated: 03/22/24 •  4 min read

Modern plastic money, in the form of credit cards, simply prepares holders to shop immediately when they do not have money. Such convenience, however, could come at a price, particularly at the petrol pumps, where credit card users will get amounts above the rate at which the fuel is purchased. This is not just a simple bother but a big deal for most credit card users who depend on it daily. This paper further expounds on the reasons for levying such extra charges, the consequences of overcharging them, and the steps the consumer will likely take to handle the issue. 

- ADVERTISEMENT -

Why Does My Credit Card Charge Extra For The Petrol Pump?

Service stations may also charge an additional credit card or fuel surcharge. But there are reasons for that.

What Happens If Your Credit Cards Get Overcharged?

Nothing is depressing than being overcharged on your credit card, but you are protected. Examine your bills for additional charges. They might have been billed erroneously, there may have been double billing, or you were scammed. Delaying action in such events could hurt your credit rate.

Dispute for any billing inaccuracies with the issuer immediately. Be sure to approach the merchant in case of errors in the billing – most will correct the mistake immediately. Write your issuer at the billing inquiry address with information on the transaction within 60 days of the statement and the nature of the dispute.

Your issuer is to acknowledge your dispute within 30 days and make a decision within 2 billing cycles. During that period, you owe nothing regarding the disputed amount, and under no circumstance shall the amount be reflected in your record.

- ADVERTISEMENT -

Overcharged payments require the issuer to correct the error and cancel the finance charges. They will need the payment plus the interest if the charge is legitimate. Overpayments require a seven-day refund by the issuer.

Should You Use A Credit Card At The Petrol Pump?

Using credit cards at petrol pumps will provide a convenient and secure payment. Consider this:

How Do I Complain About Credit Card Overcharging?

If you’ve been overcharged on your charge plate, here’s how to complain:

Why Do Gas Stations Charge Extra For Credit?

Many gas stations surcharge cards to recover interchange fees charged by payment networks such as Visa and Mastercard. The fees are a percentage of the transactions, and a gas station could easily pass on a fraction of that cost to the consumer to achieve its targeted profit margins. In some simple forms, some stations offer a cash discount instead of a credit surcharge, which tends to encourage payments in cash.

What Is The Best Credit Card To Use For Fuel?

A fuel card offers improved credit on fuel-related purchases. Annual fees, the nature of rewards, and the structure of rewards must always be checked to find a card that suits one’s profile of fuel spending. Always compare current offers online to be sure you get the best deal.

- ADVERTISEMENT -

Keep Reading

How Does Your Credit Card Impact A Credit Score?

How Does Your Credit Card Impact A Credit Score?

How to Write Off Debt Without Affecting Credit Score

How to Write Off Debt Without Affecting Credit Score

This and many other questions are we going to look at; in the end, you should have a fair knowledge of the process of debt write-off and its timeframe. 

How Do Student Loans Affect Your Credit Score

How Do Student Loans Affect Your Credit Score

We will share some insight on how student loans affect your credit score and some of the related credit score issues with student loans.

How to Pay Credit Card Bills to Increase Credit Score

How to Pay Credit Card Bills to Increase Credit Score

This article explores the steps you can take to pay your credit card to increase your credit score.  

How To Check Credit Score On The Absa App

How To Check Credit Score On The Absa App

This article will take you through checking your credit score on ABSA App, delving into the credit rating of ABSA Bank

How to Get Vehicle Finance with a Low Credit Score

How to Get Vehicle Finance with a Low Credit Score

Now is not the time to find out you have a low credit score! We’re here today to help you figure out what to do.

What Credit Scoring Is Needed For Apartment Renting?

What Credit Scoring Is Needed For Apartment Renting?

What Credit Scoring Is Needed For Apartment Renting?. In this writing, we will answer both queries and share tricks and details for tenants and landlords.

What Credit Score Will Prevent You From Getting A Job

What Credit Score Will Prevent You From Getting A Job

What Credit Score Will Prevent You From Getting A Job. This writing looks at the effects of credit grades on job positions

What Type of Loan Does Not Require A Credit Check?

What Type of Loan Does Not Require A Credit Check?

Today we will walk you through some common questions we see from people in these circumstances, and what your options are. 

How to Increase Credit Score

How to Increase Credit Score

Consistently keeping an eye on your finances and making responsible choices with your money are key factors in maintaining and enhancing your credit score as time goes on.

How Do I get a loan Without A Credit Score?

How Do I get a loan Without A Credit Score?

In this blog post, we will take you through how a loan can be obtained without a credit score. We will delve into more topics on the absence of credit scores and its effect on securing a loan. 

How to Reset Your Credit Score

How to Reset Your Credit Score

How to Check Credit Report For Free in South Africa?

How to Check Credit Report For Free in South Africa?

This article explains the steps you can take to check your credit report for free in South Africa. 

What Effect Does A Loan Have On Your Credit Score

What Effect Does A Loan Have On Your Credit Score

What Effect Does A Loan Have On Your Credit Score. We will talk more about how loans affect credit scores as we go along. 

What Does “Favourable” In A Credit Score Mean

What Does “Favourable” In A Credit Score Mean

But we must first understand what it means to have an average credit score, poor credit score or good credit score. What defines these remarks?